Some electrical repairs just can't wait. If you discover loose wiring, a faulty circuit or other problem in your home electrical system, it is essential to call an electrician immediately. At best, electrical problems can be annoying. At worst, they can damage your appliances or even start a fire in your home. That's why it's so important to have savings on hand so you don't feel compelled to delay emergency electrical repairs. Unfortunately, far too many families are not prepared financially to cover this type of emergency.

Emergency Savings Not Cutting the Mustard

The savings profile of the average American family leaves a lot to be desired. A recent report pointed out that 25 percent of homeowners in the United States don't have any money at all saved to protect themselves in case they need an emergency electrical repair or other home service. What's more, about half of the families that do have savings have less than $1,000, which might not be enough to cover a major bill.

And you never know when you might need help. In fact, nine percent of households said they had a problem with a circuit, switch or outlet in the past year, according to the report. Unless you are already an accomplished electrician, these are not problems you can address by yourself – you need to hire a professional in order to protect the safety of your home and your family. If you don't have any savings, that means borrowing money or putting off a repair – a dangerous prospect.

Make Sure You Have Money When You Need it

Follow these tips to increase the odds that you have cash on hand when you need it:

Expert Electricians Keep You in Safe Hands

Maintenance and repairs on your wiring and circuits are tasks you simply cannot put off. Whether the electrical work you need is routine or a true emergency, call upon a professional electrician to get the job done safely and promptly.

Flickering lights do not always signify a serious issue with your electrical system. What’s more important to note is which lights flicker and how. This is a relatively common issue that can have a variety of explanations. To get a better idea of how to address your flickering lights, tailor your solution to the specific situation.

If none of the above apply, try investigating the light switch itself next. Switch the light on and off a few times to see if the flickering dies down. If not, you may have a faulty switch that needs to be replaced by an electrician. Similarly, if you replace the bulb on a plug-in lamp and it still isn’t working, try plugging the lamp into a different outlet. It’s possible that the issue could be stemming from the socket. This type of issue should also be troubleshooted by a professional, as in-depth electrical work can be dangerous.

If you’re not sure what might be causing the problem, it’s wise to call a licensed electrician to check it out. The tips above can help you narrow down what might be going on, but doing risky electrical work yourself isn’t recommended.

LEED) is a program that offers certifications for green buildings. The third-party verification program was created by the U.S. Green Building Council (USGBC) as a means for healthier, sustainable, environmentally friendly, more efficient, buildings, homes, and neighborhoods. In a nutshell, LEED supplies the guidelines for creating a green building. Using individual points-based rating systems that differ by project type, building projects can achieve Certified, Silver, Gold, or Platinum statuses. Project types can include new building design and construction, building operations and maintenance, interior design and construction, homes, and neighborhood development. For each project type, LEED has a list of credits with specific requirements regarding anything from building materials to bicycle storage. Points are awarded based on the degree to which the requirements are met. There are several credits that include LED lighting is the first choice of any builder trying to achieve an LEED status.

The following LEED credits relate to lighting for new construction:

full-cutoff LED wall packs that are designed to reduce glare by emitting illumination downward instead of outward. Many indoor and outdoor LED lights come with or can be used with dusk-to-dawn or PIR motion sensors to prevent wasted light.

A19 bulbs to powerful EAp2 – Minimum Energy Performance

Buildings must meet a minimum level of energy efficiency to receive points for this credit. The goal is to minimize environmental and economic problems that can be caused by high energy use. As mentioned above, LED lights are extremely efficient and can dramatically reduce a building’s carbon footprint.

dimmable under-hutch LED strip lights with handheld remotes and bulbs, or other dimmers.

SFGATE, “The Organisation for Economic Co-operation and Development (OECD) warns that, given the current trends, energy-related emissions will increase by 70 percent by 2050. This can accelerate the negative consequences of climate change, including higher temperatures and a rise in the frequency of extreme weather events.” Lessening energy consumption with LED lights and renewable energy sources will reduce greenhouse gas emissions and help prevent that prediction.

website, the USGBC states that 92.2 percent of 7,100 LEED-certified new construction projects are improving energy performance by at least 10.5 percent. In addition to other methods of energy improvements, lighting plays a key role. One building can have hundreds of lights. Using LED lights will not only help achieve an LEED status, but they will also contribute to a greener future.